Last Updated on November 2, 2022 by Lily Connel
Kentucky is the top state for bourbon production, horse racing, and bluegrass. However, you will have to take into account other considerations about living in Kentucky. For instance, Kentucky offers a great tax break for retirees, Biblical-level storms, and substandard public education.
Pros and Cons of Living in Kentucky – The Comparison Table
Serial | Pros of Living in Kentucky | Cons of Living in Kentucky |
1. | Kentucky’s workforce is thriving. | Learning the language of Kentucky can be difficult. |
2. | Kentucky is the central location of the United States. | The educational system is an improvement. |
3. | In Kentucky, most families benefit from the tax code. | Kentucky, You’ll need to learn about the different styles of barbecue in the state. |
4. | Housing costs there are affordable. | The weather might be frightening. |
5. | Kentucky has plenty of outdoor adventures. | The hunting season often results in more vehicle-animal accidents. |
6. | Kentucky has a variety of hunting seasons. | The income tax rate is flat in Kentucky. |
7. | The rivalry between the University of Louisville and the University of Kentucky is a lot enjoyable. | Kentucky cities have pollution issues |
8. | Kentucky is famous for its bourbon. | People of different ethnicities tend to group together. |
9. | In Kentucky, you’ll get to enjoy 5 seasons every year. | Retirees in Kentucky experienced a tax hike. |
Pros and Cons of Living in Kentucky

Pro #01: The Weather is Mild
One of the best things about living in Kentucky is the weather. Unlike states further north, Kentucky enjoys a much milder climate. You can expect hot summers and cool winters, with very little snowfall. This makes it a great state to live in if you don’t like dealing with extreme temperatures.
Con #01: There are a lot of Bugs
Unfortunately, the mild weather also means that there are a lot of bugs. Mosquitoes and ticks are common, and you’ll want to be extra careful when spending time outdoors. If you’re not a fan of insects, this may not be your state!
Pro #02: The Scenery is Beautiful
Kentucky is home to some of the most beautiful scenery in the country. From the rolling hills of the Bluegrass region to the majestic mountains of Eastern Kentucky, there’s something for everyone to enjoy. If you love being outdoors, you’ll want to consider living in Kentucky.
Con #02: There are Limited Job Opportunities
One of the most significant downsides of living in Kentucky is limited job opportunities. The state has a high unemployment rate, and many residents have to commute long distances for work. If you’re looking for a stable career, you may want to look elsewhere.
Pro #03: Cost of Living is Affordable
Even though job opportunities may be limited, the cost of living in Kentucky is very affordable. Housing and food costs are below the national average, and utilities are also relatively cheap. This is a state worth considering if you’re on a budget.
Con #03: There is a Lack of Cultural Diversity
One of the things that Kentucky is lacking is cultural diversity. The state is predominantly white, and you may not find the same racial and ethnic diversity level as you would in other parts of the country. If you’re looking for a more culturally diverse environment, Kentucky may not be the right fit.
Pro #04: Education System is Good
Despite the lack of job opportunities, Kentucky does have a sound education system. Both public and private schools offer quality education, and there are several colleges and universities to choose from. If you have children, you’ll be happy to know that they can get a good education in Kentucky.
Con #04: Crime Rate is High
Unfortunately, one of the drawbacks of living in Kentucky is the high crime rate. Violent crimes are relatively common, and property crime is also a problem. If you’re considering moving to Kentucky, it’s essential to do your research and choose a safe area to live in.
Pro #05: There are Plenty of Outdoor Activities
If you love being outdoors, you’ll enjoy living in Kentucky. The state is home to plenty of parks and trails, and several lakes and rivers are perfect for fishing or swimming. Whether you like hiking, biking, or just time in nature, you’ll find what you’re looking for in Kentucky.
Con #05: Traffic can be a Problem
One of the downsides of living in Kentucky is that traffic can be a real problem. The state has a lot of rural areas, which can make commuting long distances a real pain. If you live in Kentucky, you may spend a lot of time in your car!
Pro #06: There are Many Historic Sites
Kentucky is home to many historic sites, including the Louisville Zoo and Churchill Downs. If you’re a history buff, you’ll want to consider living in Kentucky. There are also plenty of museums and art galleries to explore.
Con #06: The Economy is Struggling
Like many other states, Kentucky is facing an economic downturn. The state has lost many manufacturing jobs in recent years, and the unemployment rate is higher than the national average. If you’re looking for a stable economy, you may want to look elsewhere.
Pro #07: The People are Friendly
One of the best things about living in Kentucky is that the people are amicable. Whether you’re talking to your neighbor or the cashier at the grocery store, you’ll always be met with a warm smile. Kentuckians are also known for their hospitality, so you’ll never find yourself without a place to stay!
Con #07: There May Not Be Enough Things to Do
Depending on where you live in Kentucky, there may not be enough things to do. The state is primarily rural, so if you’re looking for a nightlife scene or a variety of shops and restaurants, you may be disappointed. However, if you’re content with a slower pace of life, Kentucky may be the perfect place for you.
Pro #08: There’s No State Income Tax
One of the most significant advantages of living in Kentucky is no state income tax. This means that you’ll get to keep more of your hard-earned money. The lack of state income tax is one of the main reasons people move to Kentucky.
Con #08: Tornadoes are a Risk
Although tornadoes can occur anywhere in the country, they’re more common in Kentucky than in other states. If you live in Kentucky, it’s essential to be prepared for severe weather conditions. Tornado sirens are a common sight in the state, and many residents have storm shelters in their homes.
Pro #09: The Scenery is Gorgeous

Last but not least, one of the best things about living in Kentucky is the scenery. The state is filled with rolling hills and beautiful trees, and there’s nothing like watching the sunset over the Kentucky hills. Whether you’re living in the city or the country, you’ll be able to enjoy the beauty of Kentucky.
Con #09: You May Miss the Ocean
If you’re used to living near the ocean, you may miss it when you move to Kentucky. The state is landlocked, so you’ll have to travel out of state if you’re looking for a beach vacation. However, there are plenty of lakes and rivers to explore so that you won’t be completely cut off from water.
When deciding whether or not to move to Kentucky, it’s essential to weigh the pros and cons. Although the state has its challenges, it also has a lot to offer. We hope this list has helped you decide whether or not Kentucky is the right place for you!